With the holiday season approaching, many of us are preparing to travel, whether it’s visiting family for Christmas or jetting off for the New Year’s holiday. Although packing your bags and making arrangements for accommodation is essential, there’s one thing you should prioritize just as much: securing travel insurance. Why you need holiday travel insurance … Read more
The cost of private mortgage insurance varies depending on the down payment and mortgage loan, but is generally about half a percent of the total loan amount. So how exactly is it calculated? Let’s say you bought a house for $100,000 and put $10,000 down. Your lender will multiply the remaining 90 percent by 0.005 … Read more
Car insurance is essential, but that doesn’t mean you have to pay extremely high premiums. By making a few smart adjustments and taking advantage of available discounts, you can significantly reduce your auto insurance costs without sacrificing coverage. Here are some practical tips to help you lower your insurance premiums. Shop around for better rates … Read more
As the crisp fall air settles in, farms face new risks and challenges that can leave them vulnerable without the proper insurance coverage. Fall is a busy time for farmers, from harvesting crops to preparing for the winter months. As you get your farm in order, it’s essential to make sure your insurance policy is … Read more
You may be wondering, “Why is life insurance so important for my children?” » Imagine the following scenario: you are the sole breadwinner of your family. Your family depends on your income for everything, from the house you live in to the extracurricular activities your kids love. Now imagine an unexpected event that could cause … Read more