Student Loan Debt Mortgage Guidelines: Your Path to Homeownership in 2024 Purchasing a house is one of the most significant choices in life. But if you have student loans, you might wonder if your dream of owning a home is within reach. You’re not alone. Many potential homebuyers worry that their student loan debt will … Read more
By Sammy Hudes The council said 6,658 homes changed hands last month in the Greater Toronto Area, up 44.4 per cent from 4,611 in the same month last year. Sales increased 14% from September on a seasonally adjusted basis. The average sales price increased 1.1% from a year earlier to $1,135,215. The composite reference price, … Read more
With the holiday season approaching, many of us are preparing to travel, whether it’s visiting family for Christmas or jetting off for the New Year’s holiday. Although packing your bags and making arrangements for accommodation is essential, there’s one thing you should prioritize just as much: securing travel insurance. Why you need holiday travel insurance … Read more
Basic explanation of mortgages Ninety percent of today’s homeowners finance their home with a mortgage. According to Wikipedia: “A mortgage is “a legal agreement by which a bank or other creditor lends money with interest in exchange for taking title to the property from the debtor, on the condition that the transfer of title becomes … Read more
The 2024 Scotiabank Housing Survey indicates that the number of Canadians aged 18 to 34 who own a home has decreased to 26% today, compared to 47% in 2021. Around 29% of people in this age group now live with their parents or family, compared to around a fifth of those surveyed three years ago. … Read more