GTA home sales jump in October after Bank of Canada rate cuts: board Debt Guru

GTA home sales jump in October after Bank of Canada rate cuts: board

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By Sammy Hudes The council said 6,658 homes changed hands last month in the Greater Toronto Area, up 44.4 per cent from 4,611 in the same month last year. Sales increased 14% from September on a seasonally adjusted basis. The average sales price increased 1.1% from a year earlier to $1,135,215. The composite reference price, … Read more

Holiday Travel Insurance: Don’t Leave Home Without It! – Debt Guru

Holiday Travel Insurance: Don’t Leave Home Without It!

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With the holiday season approaching, many of us are preparing to travel, whether it’s visiting family for Christmas or jetting off for the New Year’s holiday. Although packing your bags and making arrangements for accommodation is essential, there’s one thing you should prioritize just as much: securing travel insurance. Why you need holiday travel insurance … Read more

First Home Buying Guide Debt Guru

First Home Buying Guide

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Basic explanation of mortgages Ninety percent of today’s homeowners finance their home with a mortgage. According to Wikipedia: “A mortgage is “a legal agreement by which a bank or other creditor lends money with interest in exchange for taking title to the property from the debtor, on the condition that the transfer of title becomes … Read more

Fewer young Canadians own a home, but majority plan to buy within five years, survey finds Debt Guru

Fewer young Canadians own a home, but majority plan to buy within five years, survey finds

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The 2024 Scotiabank Housing Survey indicates that the number of Canadians aged 18 to 34 who own a home has decreased to 26% today, compared to 47% in 2021. Around 29% of people in this age group now live with their parents or family, compared to around a fifth of those surveyed three years ago. … Read more

Manufactured Home Loan Guidelines on Purchases Debt Guru

Manufactured Home Loan Guidelines on Purchases

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In this blog, we will cover and discuss manufactured home loan guidelines on purchases. Few lenders offer manufactured home loans. Over time, manufactured home builders create beautiful, functional manufactured homes. You can’t tell the difference between a stick-built house and modern manufactured homes. Table of contents “Click here” To fall over Double Wide Manufactured Home … Read more

An Expert Guide: Top 10 Considerations When Preparing Your Home for Sale Debt Guru

An Expert Guide: Top 10 Considerations When Preparing Your Home for Sale

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Selling your home in British Columbia is a significant undertaking that requires careful planning and meticulous preparation. How you present your home to potential buyers can greatly influence their decision-making process. To ensure a successful sale of your home in British Columbia and maximize the appeal of your property, it is essential to address various … Read more

How to protect your home from sewer damage – Debt Guru

How to protect your home from sewer damage

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Septic and sewer system problems can be a homeowner’s worst nightmare, resulting in extensive water damage, expensive repairs, and a lot of stress. While many homeowners may try to solve clogged drains and flooded basements on their own, experiencing drainage problems without the proper precautions can put your home at risk. Before you reach for … Read more

Home decor trends for fall 2024 to give your space a cozy feel – Debt Guru

Home decor trends for fall 2024 to give your space a cozy feel – Debt Guru

  As the leaves turn vibrant shades of orange and gold, it’s the perfect time to update your home with the latest fall decor trends. Fall home decor this year is all about creating cozy and inviting spaces that reflect the beauty of the season. Whether you’re looking to update your living room, bedroom, or … Read more