What is a bridging loan (bridge financing)? Debt Guru

What is a bridging loan (bridge financing)?

 Debt Guru

A Bridging loanalso known as Bridge Financing, is a short-term financing option that helps borrowers transition between two financial situations, such as purchasing a new property before selling an existing property. These loans are designed to “bridge the gap” by providing temporary financing until permanent financing is obtained or an asset is sold. Main characteristics … Read more

Basic Construction Loan Benefits Guide Debt Guru

Basic Construction Loan Benefits Guide

 Debt Guru

A Basic Construction Loan is a specialist financing option designed to finance the construction of new buildings or properties from scratch. These loans provide the capital needed to purchase land (if not already owned) and cover construction costs, including materials, labor, permits, and other associated expenses. One of the hundreds of testimonials we received from … Read more

What is a DSCR loan? Explained in this detailed guide. Debt Guru

What is a DSCR loan? Explained in this detailed guide.

 Debt Guru

A debt service coverage ratio (DSCR) loan is a type of loan primarily used by businesses or real estate investors to obtain financing without relying on personal income or credit scores. Instead, the lender evaluates the borrower’s ability to repay the loan based on the income generated from the property or business. DSCR is a … Read more

Complete Guide to Fixed and Reverse Financing Debt Guru

Complete Guide to Fixed and Reverse Financing

 Debt Guru

A Fixed and reverse loan is a short-term financing option designed specifically for real estate investors who are purchasing properties in need of renovation, repair or remodeling, with the intention of selling them for a profit. These loans provide the capital needed to acquire the property and finance necessary improvements. Key Features of Fixed and … Read more

How Do DSCR Loans Help Real Estate Investors in Orlando? Debt Guru

How Do DSCR Loans Help Real Estate Investors in Orlando?

 Debt Guru

Debt Service Coverage Ratio (DSCR) Loans have become a popular financial tool for Orlando real estate investors, providing a more flexible alternative to traditional financing. Unlike conventional loans, where personal income and credit scores play a major role, DSCR loans primarily focus on the income generated from the property itself. This makes them particularly attractive … Read more