A debt service coverage ratio (DSCR) loan is a type of loan primarily used by businesses or real estate investors to obtain financing without relying on personal income or credit scores. Instead, the lender evaluates the borrower’s ability to repay the loan based on the income generated from the property or business. DSCR is a … Read more
A Fixed and reverse loan is a short-term financing option designed specifically for real estate investors who are purchasing properties in need of renovation, repair or remodeling, with the intention of selling them for a profit. These loans provide the capital needed to acquire the property and finance necessary improvements. Key Features of Fixed and … Read more
Debt Service Coverage Ratio (DSCR) Loans have become a popular financial tool for Orlando real estate investors, providing a more flexible alternative to traditional financing. Unlike conventional loans, where personal income and credit scores play a major role, DSCR loans primarily focus on the income generated from the property itself. This makes them particularly attractive … Read more