Latest StatCan wealth survey shows stark disparity between homeowners and renters Debt Guru

Latest StatCan wealth survey shows stark disparity between homeowners and renters

 Debt Guru

The survey, conducted every few years, shows that homeowner families whose main income earner was aged 55 to 64 and who received an employer pension had a median net worth of 1.4 million dollars in 2023. Renters without a retirement plan at that age group had a median net worth of $11,900. Homeownership was the … Read more

JetBlue Winter Sale with Low Fares Starting at $39 One Way _ Debt Guru

JetBlue Winter Sale with Low Fares Starting at  One Way

 _ Debt Guru

JetBlue Winter Sale with Low Fares Starting at $39 One Way JetBlue launched a winter sale today with one-way fares starting at just $39 one way. This sale lasts for three days and you must book your flights before Thursday October 31, 2024. The travel window for this sale runs from Monday, November 11th to … Read more

Pepper App Gift Card Deals: 15% Cash Back for Lowe’s, 14% for Sam’s Club _ Debt Guru

Pepper App Gift Card Deals: 15% Cash Back for Lowe’s, 14% for Sam’s Club

 _ Debt Guru

Pepper App Gift Card Deals The Pepper app launched several gift card offers today. If you’re not familiar with the app, you can use it to purchase gift cards and pay at many merchants, while earning rewards in the form of credits toward a future purchase. If you don’t have an account, you can sign … Read more

How to Win Any Competition You Enter (Against All Odds) Debt Guru

How to Win Any Competition You Enter (Against All Odds)

 Debt Guru

Most people misunderstand barriers. They see application fees and groan, face additional requirements and quit, face unpaid projects and leave. However, successful people understand that these barriers are gifts in disguise. Think about the classic college application process. When a school adds additional essay or specialized project requirements, thousands of potential applicants immediately drop out. … Read more

Pros and Cons of New Federal Secondary Apartment Programs Debt Guru

Pros and Cons of New Federal Secondary Apartment Programs

 Debt Guru

Earlier this month, the federal government unveiled the Secondary Dwelling Refinancing Program, scheduled to launch on January 15, 2025, which will allow homeowners to refinance up to 90% of the value of their property (capped at $2 million) to add up to four rental units. such as basement apartments, in-law suites or laneway homes. Short-term … Read more

Get JetBlue Mosaic with the new status match promotion _ Debt Guru

Get JetBlue Mosaic with the new status match promotion

 _ Debt Guru

JetBlue Mosaic Status Match Promotion JetBlue has launched a new status match promotion for TrueBlue Mosaic. You can now “Match to Mosaic” if you have elite status on Delta Air Lines, United Airlines, American Airlines or Alaska Airlines. Depending on the status you have with one of these airlines, you will automatically receive Mosaic 1 … Read more

The Richest Man in Babylon (7 Lessons for Financial Success) Debt Guru

The Richest Man in Babylon (7 Lessons for Financial Success)

 Debt Guru

The financial principles in George Samuel Clauson’s The Richest Man in Babylon may be almost 100 years old, but they have stood the test of time. These lessons about consistent saving, smart investing, and building wealth still hold up in today’s complex financial market. In this article, I will analyze these timeless principles and show(…) … Read more

5 Key Things to Consider When Applying for a Non-QM Loan in Texas Debt Guru

5 Key Things to Consider When Applying for a Non-QM Loan in Texas

 Debt Guru

Non-Qualified Mortgage (QM) loans offer Texas borrowers an alternative financing route, particularly attractive to individuals who do not meet the strict requirements of traditional loans. These loans are aimed at a wide range of borrowers, from self-employed professionals to investors and people with unique income situations. Here is a list of the top five factors … Read more