5 Key Factors to Consider for a DSCR Loan in Georgia Debt Guru

5 Key Factors to Consider for a DSCR Loan in Georgia

 Debt Guru

For real estate investors in Georgia, get a DSCR Loan Georgia can be a strategic way to finance properties without the hurdles of traditional loans. These loans prioritize the cash flow of the property over the borrower’s personal income, making them attractive to investors. However, before you jump in, there are important considerations to keep … Read more

A guide to maximizing additional repayments debt guru

A guide to maximizing additional repayments

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What exactly is a redraw function, how does it work and what should you pay attention to? Today, most Australian home loan products offer a repayment option – A feature that can help you save on interest and pay off your mortgage faster. So it’s worth familiarizing yourself with how it works. What is a … Read more

Understanding Buyer’s Agent Agreements: A Comprehensive Guide debt guru

Understanding Buyer’s Agent Agreements: A Comprehensive Guide

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An Introduction to Buyer’s Brokerage Agreements Buying a home is one of the biggest financial decisions most people make in their lives. The real estate market is a competitive and complex field, which is why it is crucial to have a knowledgeable professional on your side. One of the best resources for home buyers is … Read more

How the next Federal Reserve meeting could affect your mortgage rates debt guru

How the next Federal Reserve meeting could affect your mortgage rates

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As we approach the next Federal Reserve (Fed) meeting on September 17-18, 2024, it is important for both current homeowners and potential buyers to understand how this could impact mortgage rates. Let’s break down what a potential rate cut means for your home buying or refinancing plans. What is the Federal Reserve doing? The Federal … Read more

Weeks of cuts give way to mortgage rate hikes as U.S. job numbers soar Debt Guru

Weeks of cuts give way to mortgage rate hikes as U.S. job numbers soar

 Debt Guru

Although everyone has been enjoying incredible fall weather, it’s not just the temperature that’s rising. It appears the bond market is taking a cue from Mother Nature and heating up as well. While I would hate to go against the chorus of real estate agents saying you have to buy now to afford a home, … Read more

CoreLogic Market Overview: August 2024 Debt Guru

CoreLogic Market Overview: August 2024

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Market weakness persists through August There were very few signs of an end to the current period of weakness in property values ​​in the August data, with CoreLogic’s Hedonic Home Value Index (HVI) showing a further decline of 0.5 %, bringing the total drop from the February “mini-peak” to 3.7. % nationally. With median values … Read more

Silver Hill Mortgage | Private Mortgage Lenders in British Columbia: Blog – Silver Hill Mortgage Corp. Debt Guru

Silver Hill Mortgage | Private Mortgage Lenders in British Columbia: Blog – Silver Hill Mortgage Corp.

 Debt Guru

Even though real estate is becoming more and more expensive in British Columbia and the rest of Canada, owning property in Canada still has many advantages that make real estate investing an attractive opportunity. If you are considering investing in real estate in Canada in 2024, here are 5 reasons to invest and why you … Read more

Pennsylvania DSCR Loans Explained in Detail in This Article Debt Guru

Pennsylvania DSCR Loans Explained in Detail in This Article

 Debt Guru

How to calculate the DSCR point to benefit from a DSCR loan? Calculating the DSCR for your Pennsylvania investment property is simple. First, determine the annual rental income the property is expected to generate. Then calculate the total annual debt service, which includes the mortgage payment (principal and interest). Divide the rental income by the … Read more