Speaking before the Standing Committee on Finance on Tuesday during pre-budget consultations for Budget 2025, Butler called on the Government to tackle the growing housing affordability crisis, highlighting the significant barriers facing future homeowners . He highlighted the growing gap between Canadians who already own a home and those for whom homeownership may remain out … Read more
One of the most common concerns we encounter with our clients is the impact of rising insurance premiums. This is understandable: premium increases can strain your budget and create uncertainty. However, we use certain strategies to reduce insurance premiums and help manage these increases effectively. Here’s how we can help you manage and minimize insurance … Read more
Defaulting on your mortgage loan can have serious consequences. If the borrower violates the terms of the mortgage loan or fails to make regular payments, the lender has many strong remedies it can exercise to protect its investment. By making your regular payments on time and following the terms of the loan, you will avoid … Read more
Forecasting the Florida real estate market for 2025 involves considering several key factors that could influence investment opportunities. Although forecasts are inherently uncertain, here are some trends and indicators that real estate investors might consider: 1. Population growth: Florida continues to experience significant population growth, driven by factors such as a favorable climate, no income … Read more
By Nojoud Al Mallées The central bank’s interest rate announcement Wednesday comes after Statistics Canada reported that the annual inflation rate fell to 1.6% in September, below the inflation target of 2 % of the Bank of Canada. Nathan Janzen, deputy chief economist at RBC, said the latest consumer price index report reinforced his expectations … Read more
Are you a homeowner considering your next financial move? With the recent decline in the OCR and the start of mortgage rates falling, now is the perfect time to re-evaluate your real estate and financial strategy. As the market changes with increased activity, you may be wondering how these changes affect your mortgage. A crucial … Read more
If you are considering purchasing raw land in British Columbia, Canada, for the purpose of building a home, recreational property or for investment, there are many factors and costs to consider. The cost of servicing the land for building and construction can be quite significant. Additionally, if you are holding the land as an investment, … Read more
The Florida real estate market has seen a surge in demand, especially in recent years. One of the critical factors contributing to this growth is the availability of Hard Money Loansan essential tool for investors and developers. These loans are asset-based and offer a flexible and fast alternative to traditional bank financing. HAS CambridgeHomeLoan.comwe are … Read more
By Ritika Dubey “If there are no limits, parents can put themselves in a precarious position,” said Sara McCullough, financial planner and owner of WD Development. Parents should evaluate whether they can afford it or risk putting themselves at risk in the future, she said. It’s not uncommon for parents to help their adult children … Read more
The slowdown we’ve already seen through much of 2024 continued in September, with CoreLogic’s Hedonic Home Value Index (HVI) showing values fell another 0.5% across the board. national. This is the seventh consecutive monthly decline and since February, declines now total a total of 4.7%, reducing values by $39,399 from $844,825 to $805,426. To be … Read more