When considering whether to purchase an electric vehicle (EV) or stick with a traditional gas-powered vehicle, total cost of ownership (TCO) plays a critical role in making the decision. Total cost of ownership includes not only the purchase price, but also factors such as fuel, maintenance, insurance, and resale value. Although electric cars tend to … Read more
Owning commercial real estate is a major investment, and with it comes the responsibility of ensuring your property is properly protected. Whether it’s an office building, retail space or industrial property, unexpected events such as fire, flood or vandalism can cause significant damage, potentially resulting in business interruption and financial loss. Commercial real estate insurance … Read more
Congratulations! You are a new driver and you have your driver’s license. You’re ready to take your new license for a spin. First, you want to have a car you can call your own. Then you need to get insurance to make sure you and others on the road are properly protected. Insurance for new … Read more
In recent years, the conversation about climate change has shifted from abstract warnings to harsh reality as communities around the world face the increasing impact of natural disasters. One of the most recent and devastating examples is Hurricane Helen, which swept through parts of North Carolina and the southeastern United States. This catastrophic event was … Read more
As the leaves change color and the air turns clearer, farmers across Ontario are preparing for a busy fall harvest season. While this time of year brings a sense of accomplishment and the fruits of your labor, it also presents a host of unique risks that can impact your farm operations. From equipment breakdowns to … Read more
Greenhouses are more than just structures. They are vibrant spaces where plants flourish and businesses grow. But as with any investment, they are not immune to nature’s wrath. Extreme weather events such as storms, hail, and floods can damage greenhouses, causing significant damage and financial losses. This is where global warming insurance comes into play, … Read more
As electric vehicles grow in popularity, the insurance industry is adapting to new technologies that better suit these modern vehicles. One such development is the use of information technology, which is changing how electric vehicle insurance is structured and priced. But what exactly is telematics, and why does it matter to electric car owners? Let’s … Read more
With the onset of fall, it’s the perfect time to enjoy the comfort of warm blankets, pumpkin-spiced everything, and cozy nights by the fireplace. But as temperatures drop, we often forget that the risk of house fires can actually increase. Stoves, heaters and even holiday cooking contribute to this seasonal menace. That’s why testing smoke … Read more
Tiny homes have become increasingly popular in recent years, offering a minimalist lifestyle that emphasizes simplicity, sustainability and financial freedom. But as with any big decision, there are pros and cons to consider before committing to living in a tiny house. Let’s explore the potential advantages and disadvantages to help you decide if this lifestyle … Read more
Thanksgiving is a time for family, eating delicious meals, and gathering around the table. But with all the excitement, it’s easy to overlook kitchen safety, especially when using a natural gas stove or oven. Whether you’re a seasoned cook or a holiday host, these simple safety tips can help ensure your Thanksgiving goes off without … Read more