American bank checking account bonus
🔃 Update: This offer is back until December 30, 2024. You can now receive the bonus if you have not received such a bonus in the last 12 months (instead of 24 months). Here are the new bonus levels:
- Win $250 when the combined total of your direct deposits is between $2,000 and $4,999.99
- Win $350 when the combined total of your direct deposits is between $5,000 and $7,999.99.
- Win $450 when the combined total of your direct deposits is $8,000 or more.
Additionally, you can always get $80 from Swagbucks.
US Bank is offering a bonus of up to $500 for new checking accounts. But you can also get an additional $85 from Swagbucks, giving you a total bonus of $585. The current account can be opened in branch, online or by telephone. But you must be within the U.S. bank’s footprint to do this, or you must have a prior relationship if your state doesn’t have a branch. See the details of this offer below.
How to earn this bonus
Open your current account online via this page, in branch or by telephone in June 27, 2024 with an opening deposit of $25. Then, within 90 days of account opening, sign up for the US Bank mobile app or online banking and make at least two direct deposits.
- Earn up to $500 with a US bank:
- Win $100 when the combined total of your direct deposits is between $3,000 and $4,999.99
- Win $300 when the combined total of your direct deposits is between $5,000 and $9,999.99.
- Win $500 when the combined total of your direct deposits is $10,000 or more.
- Earn $85 from Swagbucks:
- Earn 8,500 SB (valued at $85) when you successfully open a US Bank Smartly® checking account and deposit $25.
Use the Apply button on the promotion page and the promo code will be applied automatically. If you request an account from another page, you will need to manually enter the promo code. 2024APR when requesting an account.
You’ll see a bonus of up to $700 on the promo page, but that includes a $200 savings bonus that’s not worth it with current interest rates.
Are you eligible?
Here are the eligibility details for this bonus:
- The offer is available almost nationwide. You must be in a state where they have physical branches.
- If your state does not have a U.S. branch, you may still be eligible if you already have an existing relationship with a U.S. bank.
- Offer not valid if you or any account signatory have a U.S. Bank consumer checking account, had a U.S. Bank consumer checking account within the last 12 months, or received any Other US Bank Consumer Checking Bonus Offers Over the Past 12 Months.
- Current employees of U.S. banks are not eligible.
Account Fees
Members of the military (requires personal disclosure) and customers ages 24 and under and those 65 and over pay no monthly maintenance fee. All others are eligible to have the $6.95 fee waived if they meet one of the following criteria:
- Have combined monthly direct deposits totaling $1,000 or more; Or
- maintain a minimum average account balance of $1,500 or more; Or
- hold an eligible U.S. bank credit card; Or
- qualify for one of four Smart Rewards™ tiers (Primary, Plus, Premium or Pinnacle).
Guru’s Conclusion
We’ve seen this bonus in the past and now you can also get an extra $85 through Swagbucks. The requirements for Swagbucks are just a $25 opening deposit, making it very easy to earn. But to earn the $500 bonus from US Bank, you will need to make at least two direct deposits. This deposit must total $10,000 or more for the maximum bonus of $500. But the good news is that you don’t have to keep this balance with the US bank.
Banking bonuses are a great way to earn extra income, often from the comfort of your own home. You can take a look at my bank bonus results for 2022, where I earned over $6,000. If this bonus is not for you, then you can check out our full list of available bank bonuses. You can also access bonuses available in your state by visiting dannydealguru.com/tag/new York-banking-bonus/. Just replace NY with your state or “nationwide.”
And if you’re new to bank account bonuses, you can learn more about managing bank accounts here.
Use the social media buttons below to share this article. Your supportive advertising commitment is always greatly appreciated.
💡 Full link and details
- OFFER PAGE
- Prime: $450 + $80
- Account type: Smartly® verification
- Availability: Nationwide
- Type of request: Gentle draw
- Direct deposit requirement: $2,000 to $8,000 within 90 days (see what works)
- Other requirements: No
- Credit card financing: Up to $250
- Early account closure fees: None
- Expiration date:
06/27/2409/26/2412/30/24
Share banking bonuses and other offers with us and our readers